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Author Topic: X4 - Not on Churchill or their Underwriters system?  (Read 1301 times)

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July 16, 2015, 04:29:47 PM

f4780y

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X4 - Not on Churchill or their Underwriters system?
« on: July 16, 2015, 04:29:47 PM »
Just had quite a long drawn out process trying to get my new X4 put onto my Churchill insurance policy. Neither they or their underwriters had details for any X4 model. Found that a bit strange.
 
I know X4 owners are in the minority, but I expected the model to be identified by now.... It came out last September.

Was literally asked if my car was every model in the 4 Series range...
Is it a 420d sir?, No.
Is it a 430d sir?, No.
Is it a 435d sir?, No.
Is it the 435d with x-Drive sir? No.

We have an X1, X3, X5, X6, is it any of those sir? No, its an X4.
We don't have one of those...

Is it an M4 sir?, No!

Arrrrrrrrrrrrrgh!

Anyhow. They manually entered the details over the phone talking to their underwriters as I read them the spec from the BMW website.... I hope I'm insured!
F26 X4 xDrive35d M Sport N57 | Sophisto Grey Xirallic | Mocha Nevada with X Embossing | 20" 310Ms | Sports Plus Package | Media Package Professional | Adaptive LEDs | Harman Kardon | EDC | Driving Assistant Plus | Surround View | Speed Limit Display | HUD | Sunroof

July 16, 2015, 06:15:11 PM
Reply #1

535dboy

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Re: X4 - Not on Churchill or their Underwriters system?
« Reply #1 on: July 16, 2015, 06:15:11 PM »
Had the same with my RS4 when I got that because it was actually one of the first in the country so had to do the same as you whic was fine
Currently :
2012 Audi RS4 (B8)
2012 Porsche Boxster S (981)
2008 Lotus Exige S (a bit modified!)
2015 Nissan Leaf twin turbo with Nitros

Previously :
2008 BMW X5 3.0sd MSport
2005 BMW 535d MSport

July 16, 2015, 09:56:39 PM
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X5Sport

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Re: X4 - Not on Churchill or their Underwriters system?
« Reply #2 on: July 16, 2015, 09:56:39 PM »
When the E53 engine size changed it took ages before the insurers woke up to it.  I had a similar conversation with Aviva about it.  It seems a lot of companies use a common commercial database run by a third party, and if that doesn't get updated properly then they're all wrong!
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