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June 08, 2018, 03:03:25 PM

ugene425

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Tracker advice
« on: June 08, 2018, 03:03:25 PM »
My insurer (Aviva) require a 'category 6' tracker to be fitted onto the vehicle (2009 3.0D M sport) for it to be insured! Value of the car is approx £14,500.

Any advice as to which company I need to get it from would be much appreciated.

Thank you in advance.

June 08, 2018, 04:04:35 PM
Reply #1

X5Sport

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Re: Tracker advice
« Reply #1 on: June 08, 2018, 04:04:35 PM »
Web search for ‘Category 6 trackers’ will give you a place to start.

BMW use Trackstar, and another well known brand is Tracker.

Unfortunately X5s are on thieves most wanted shopping lists so tracking devices are becoming a must at present, unless you want to pay an awful lot more for your premiums!   :cry1: :rant:

:type:

June 10, 2018, 08:11:42 PM
Reply #2

ugene425

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Re: Tracker advice
« Reply #2 on: June 10, 2018, 08:11:42 PM »
I am with Aviva (for my pension and house insurance) and they offer a 20% discount on the car insurance given the current policies I hold with them. They will not insure the car unless I get a tracker 'category 6'.  Therefore the below seems to be the best option, taking into account the earlier post.

https://www.trackerfit.co.uk/stolen-vehicle-trackers/cat-6-trackers/bmw-rac-trackstar-tm450.html

June 12, 2018, 10:02:57 AM
Reply #3

kenniff

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Re: Tracker advice
« Reply #3 on: June 12, 2018, 10:02:57 AM »
There are 2 reasons to get a Tracker:
1. To save money
2. To stand an improved chance of getting your car back if it is stolen (it won't deter thieves cos they wont know you have it)


On the money saving aspect, the maths is as follows:
Keeping the car for 3 years, so tracker costs are £397 plus 168 plus £168 ie £733 or £244 per year

On the second reason, do you want it back? If you've bought under finance without gap cover then maybe you do as otherwise there is another potential exposure - the difference between your payout and what you owe the finance company.

If the second reason isnt important to you then go with the tracker if it saves you £244 or more on your annual car insurance.   Obviously, if you plan on keeping longer than 3 years the tracker cost per year goes down so yu need to rejig the maths, but you get the idea.
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June 12, 2018, 05:55:57 PM
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snrbrtsn

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Re: Tracker advice
« Reply #4 on: June 12, 2018, 05:55:57 PM »
I have the bmw trackstar in mine
Whilst I never installed, not sure if still active, as I disconnected the power supply due to battery drain when car was not being used (low mileage user)
When you log in, you see the cars location on iPhone, I’m more than sure I could also use findmyphone app to locate car, quite handy if ever in a remote city and you’ve lost your bearings... must check if still active!

June 14, 2018, 08:35:53 AM
Reply #5

ugene425

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Re: Tracker advice
« Reply #5 on: June 14, 2018, 08:35:53 AM »
Having spoken to Tracketfit.co.uk and told them the car I am looking at, they recommended the Smartrack Protector Pro Global is our best selling Thatcham Cat 6 stolen vehicle tracking system at £199 fitted inc vat

https://www.trackerfit.co.uk/smartrack-protector-pro-global.html

They say this is far more reliable than the Trackstar

One other thing they mentioned was you can buy an optional driver tag system (DRS) which is available when ordering at an extra £180. This tag works wirelessly and doesn't require touching a fob onto a surface. DRS is a system that alerts you if the car is started without the driver tag.

Subscription is as follows:

£12.49 per month or
£149 per year or
£399 for lifetime ownership of vehicle

Does anyone have any advice on this please?

Many thanks.